70 20 10 rule calculator | BTCC Knowledge

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The 70/20/10 Budget Rule is a financial strategy where 70% of income goes to needs, 20% to savings and debt repayment, and 10% to wants. Unlike the popular 50/30/20 rule which allocates 50% to needs, 30% to wants, and 20% to savings, the 70/20/10 rule emphasizes more on savings and debt repayment. For someone earning $13 per hour, applying this rule involves carefully calculating their income and allocating it according to these percentages to ensure financial stability.

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